Speed
Fintech
Card Deposit Management System (Shield Pay)
A unified fraud and chargeback control center that consolidates payment provider, KYC, and device-intelligence data into a single operator console.
THE CHALLENGE
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Before DMS, risk operators had to stitch together data from 5+ external dashboards — Checkout.com, Primer, Cybrid, Sumsub, Fingerprint, and internal Speed APIs — to investigate a single suspicious customer or dispute. Every action (restricting a card, preparing a chargeback rebuttal, verifying KYC vs. IP location) was manual, slow, and error-prone.
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Investigations took 30–60 minutes per case, delaying decisions on active fraud.
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Chargeback response letters were assembled by hand in Google Docs from screenshots.
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Rule evaluations were a black box — operators could not see why a customer was or wasn’t blocked.
The solution
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DMS is a single operator console that ingests webhooks from all providers in real time, normalizes identity across accounts (via a composite customer_id / email / card BIN+last4 key), and gives analysts one-click actions backed by a full audit trail.
Key Features
Integrations & tech stack
The platform is built on a modern React + TypeScript frontend, a Lovable Cloud backend with Postgres and RLS, and edge functions for secure, advisory-locked operations.
Frontend
Backend
Integrations
Chargeback response letters were assembled by hand in Google Docs from screenshots.